How can Atoa help me take payments for vehicles, servicing, or repairs?
Atoa helps dealerships and garages take payments quickly and securely, especially for high-value transactions.
With Pay by Bank, customers can pay directly from their Bank app. Payments are confirmed in seconds, so your team doesn’t need to wait or manually verify transfers.
You can also enable card payments, giving customers the option to pay by debit or credit card.
This makes it easy to:
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Take full payment for a vehicle
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Collect payments after servicing or repairs
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Secure bookings with upfront deposits
Can I take a deposit to reserve a vehicle or booking?
Yes. You can send a payment link to your customer via SMS or email to collect a deposit.
They can choose to:
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Pay directly from their banking app, or
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Pay by card (if enabled)
This helps you secure serious buyers and bookings without chasing payments.
What if the customer can’t pay the full amount upfront?
For larger jobs, you can offer partial payments.
This allows you to:
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Take a deposit before starting work
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Let the customer pay the remaining balance later
The same payment link can be reused, so the customer can return and complete the payment when ready.
This is especially useful when:
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Repair costs change after inspection
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Customers need flexibility on larger bills
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You want to avoid splitting invoices or chasing balances
How do I handle payments for additional repair work?
If extra work is needed after inspection, you can quickly send a payment link with the updated amount. The customer can review and approve the payment remotely, without needing to return to the workshop.
This helps you move forward with the job faster and keeps everything clearly recorded.
Can I take payments in the workshop or showroom?
Yes. You can display a QR code at your reception, service desk, or showroom.
Customers simply scan the code and choose how they want to pay, either through their banking app or by card.
This removes the need for cash handling or manual bank transfers.
Can customers pay remotely if they’re not on-site?
Yes. You can send a payment link via SMS or email, allowing customers to pay from anywhere.
This is useful when:
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A customer approves work over the phone
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You need payment before releasing a vehicle
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The customer can’t return in person
Why not just ask for a bank transfer?
Manual bank transfers can slow things down and create extra admin.
With Atoa:
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Payments are confirmed instantly
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You don’t need to check your bank account manually
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Each payment is tracked and linked to the customer
Everything is handled in one place, making it easier to manage payments across your business.
Can I use Atoa alongside my DMS or existing systems?
Yes. Atoa works alongside your existing dealership management system (DMS) or payment setup.
You don’t need to replace anything. You can simply add Atoa to start accepting instant bank payments and card payments for business.
How can my sales or service team take payments?
You can give your sales advisors, service staff, or reception team access to take payments through Atoa.
They can:
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Send payment links for deposits, bookings, or completed work
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Take payments in person using QR codes
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View the status of payments they’ve handled
This helps your team collect payments smoothly at every stage, from booking to vehicle handover.
Can I track which payments relate to which job or customer?
Yes. Every payment is tracked in your Atoa dashboard in real time.
You can:
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See which payments are completed, pending, or partially paid
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Match payments to specific customers or jobs
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Keep a clear record without manual tracking
This makes it easier to stay organised, especially when handling multiple vehicles or jobs at once.
Can I take payment before releasing a vehicle?
Yes. You can request payment before handover by sending a payment link to your customer.
Once the payment is confirmed, you’ll see it instantly in your dashboard. This gives you confidence that everything is settled before the vehicle leaves your premises.
Do customers need to download anything?
No. Customers don’t need to download a new app.
They simply open the payment link or scan a QR code and complete the payment using their Bank app or card.