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How to use Atoa for payments

Last updated on Sep 26, 2024

How Atoa payments help your business

Atoa lets customers pay your business directly from their UK bank app. It's fast, secure, and much cheaper than accepting card payments.

How customers pay you using Atoa

Scan a QR code from your device or stand

  • Customers scan the Atoa QR stand or code on their device with their smartphone and are redirected to their bank app.

  • They confirm the payment with a quick face or fingerprint scan.

  • Your business receives money from the customer's payment, instantly.

Click a payment link or invoice

  • Send the customer a secure payment link by text, WhatsApp, email or on an invoice.

  • The customer taps the link which opens the payment in their browser.

  • They're redirected to their bank app to confirm payment with a face or fingerprint scan.

  • Your business gets funds within seconds.

Why choose Atoa over a bank transfer

Atoa processes payments in seconds from your customer’s UK bank app, which can dramatically improve your business cash flow.

If you’ve ever had customers send money to the wrong bank account, you’ll know how stressful it is. Atoa uses open banking powered account-to-account payments, so your money always reaches the correct account.

No more waiting around or chasing finance for payment statuses, as Atoa sends you a real-time notification whenever customers pay.

Most of all, accepting payments on Atoa is easy and convenient. Forget filling out complicated forms or triple-checking account details. Customers can pay securely with just a tap of a link or a scan of a QR code. Plus, it’s GDPR-compliant, with no sensitive data to store.

Oh, and did we mention you’ll save up to 50% on card processing fees?