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How invoice payments work

Last updated on Sep 20, 2024

Why are Atoa invoice payments good for business?

Connect your accountancy software to Atoa and let clients pay invoices instantly from their bank apps. This allows you to save up to 60% on payment fees and receive funds instantly. It's perfect for accountancy firms or B2B payments.

How to connect Atoa with your accountancy software

First up you need to connect Atoa to your accountancy software. Right now we support Xero, with QuickBooks and Sage coming very soon.

To start accepting instant payments, the business creates an Atoa account, links a bank account and connects Xero.

They create an invoice and a ‘Pay now’ button appears which clients click to pay from their bank account using Atoa.

The customer clicks the button from their phone or laptop, which takes them to a secure payment page.

How customers pay invoices with their smartphone

Customers scan the QR code which opens a webpage on their phone screen. Here, they select their bank and confirm the payment from their personal or business banking app using a fingerprint scan or face ID. The funds are transferred to the business’s bank account in seconds.

How customers pay invoices on their computer

Customers click the “Continue on this Device” button, select their bank, and confirm the payment using their personal or business internet banking. The funds are instantly transferred to the business’s bank account.