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Introducing Atoa Pay by Bank for Shopify

Last updated on Aug 05, 2025

Atoa lets you accept secure, bank-to-bank payments on your Shopify store, without relying on cards. It’s quick to set up and can help you save on payment fees while improving the checkout experience for your customers.

Note: Atoa Pay by Bank is a Shopify-approved payment method.

Why switch to Atoa?

  1. Lower transaction costs: Save up to 50% on payment fees compared to typical card rates on Shopify, especially helpful for high-value orders.

  2. Faster access to your funds: Enjoy quicker payouts to your business account, improving your cash flow.

  3. No chargeback fraud: Payments are authorised directly by the customer’s bank, helping protect your business from fraud.

  4. Better refund experience: Refunds are processed faster, giving your customers peace of mind.

How much does it cost to use Atoa with Shopify?

As with most eCommerce platforms, payments processed through your Shopify checkout may incur slightly higher fees than in-person payments. However, Atoa helps reduce your Shopify payment fees by up to 50% compared to standard card fees, making it a cost-effective choice, especially for higher-value transactions.

Watch this short video to experience the payment journey from the customer’s side

Note: Atoa appears as a payment option at checkout. Customers simply scan a QR code or use their banking app to pay securely — no cards, no hassle.

Ready to get started?

**Click here **to learn how to connect Atoa with your Shopify store →

Our step-by-step guide will walk you through the setup process.